Ratings of PKO Bank Polski S.A.
The creditworthiness of PKO Bank Polski S.A. is assessed by Moody’s Investors Service rating agency which awards a paid rating to the Bank.
| Moody’s Investors Service | |
|---|---|
| Long-term deposit rating | A2 with stable outlook |
| Short-term deposit rating | P-1 |
| Senior unsecured debt rating | A3 with stable outlook |
| MTN Programme rating | (P)A3 |
| Other short-term liabilities of the Programme rating | (P)P-2 |
| Counterparty risk assessment – long-term | A2 |
| Counterparty risk assessment – short-term | P-1 |
| Opinion on counterparty risk (CR) – long-term | A2(cr) |
| Opinion on counterparty risk (CR) – short-term | P-1(cr) |
| FTSE Russell | 3,3 |
| MSCI | A |
| Sustainalytics | 23,5 (Medium) |
| V.E | 46 |
Ratings of PKO Bank Hipoteczny S.A. as at 31 December 2023 (paid rating)
| Moody’s Investors Service | |
|---|---|
| Long-term issuer rating | A3 |
| Short-term issuer rating | P-2 |
| Counterparty risk assessment – long-term | A2 |
| Counterparty risk assessment – short-term | P-1 |
| Opinion on counterparty risk – long-term | A2(cr) |
| Opinion on counterparty risk – short-term | P-1(cr) |
| Rating for PLN mortgage covered bonds issued | Aa1 |
| Rating for EUR mortgage covered bonds issued | Aa1 |
The ratings for the covered bonds issued are confirmed with each issue.
As at 31 December 2023, KREDOBANK S.A. had the following ratings granted by Ukrainian rating agencies:
Ratings of KREDOBANK S.A. as at 31 December 2023 (paid ratings)
| „Expert-Rating” Rating Agency | |
|---|---|
| Credit rating on country-wide scale | uaAAA with stable outlook |
| „Standard-Rating” Rating Agency | |
| Credit rating on country-wide scale – long-term | uaAAA with stable outlook |
| Credit rating on national scale – short-term | uaK1 with stable outlook |
| Deposit rating on country-wide scale | ua1 with stable outlook |
The long-term credit rating of KREDOBANK S.A. on a country-wide scale reflects the investment level, and thus meets Ukrainian statutory requirements regarding investing funds from insurance reserves by insurers and investing pension fund assets.