| CONTRACTUAL SERVICE MARGIN TO BE RECOGNISED IN THE INCOME STATEMENT – 31.12.2023 | <1 year | 1-2 years | 2-3 years | 3-4 years | 4-5 years | 5-10 years | above 10 years | Total |
|---|---|---|---|---|---|---|---|---|
| Insurance contracts | ||||||||
| Property – protection insurance | 349 | 202 | 93 | 41 | 14 | 9 | – | 708 |
| Life – protection insurance | 219 | 93 | 51 | 27 | 13 | 12 | 1 | 416 |
| Other | 5 | 4 | 3 | 3 | 2 | 7 | 6 | 30 |
| Total | 573 | 299 | 147 | 71 | 29 | 28 | 7 | 1,154 |
| Reinsurance contracts | ||||||||
| Property – protection insurance | 15 | 7 | 2 | 1 | – | – | – | 25 |
| Life – protection insurance | 4 | – | – | – | – | 1 | 1 | 6 |
| Total | 19 | 7 | 2 | 1 | – | 1 | 1 | 31 |
| CONTRACT MARGIN TO BE RECOGNISED IN THE INCOME STATEMENT – 31.12.2022 | <1 year | 1-2 years | 2-3 years | 3-4 years | 4-5 years | 5-10 years | above 10 years | Total |
|---|---|---|---|---|---|---|---|---|
| Insurance contracts | ||||||||
| Property – protection insurance | 386 | 249 | 148 | 49 | 19 | 19 | – | 870 |
| Life – protection insurance | 194 | 102 | 62 | 36 | 20 | 20 | 2 | 436 |
| Pozostałe | 5 | 4 | 3 | 3 | 2 | 7 | 7 | 31 |
| Total | 585 | 355 | 213 | 88 | 41 | 46 | 9 | 1,337 |
| Reinsurance contracts | ||||||||
| Property – protection insurance | 23 | 11 | 5 | 1 | – | – | – | 40 |
| Life – protection insurance | (1) | (1) | – | 1 | 1 | 2 | 1 | 3 |
| Total | 22 | 10 | 5 | 2 | 1 | 2 | 1 | 43 |
| FINANCIAL INSTRUMENTS RELATING TO CONTRACTS WITH DIRECT PARTICIPATION FEATURES | 31.12.2023 | 31.12.2022 |
|---|---|---|
| Deposits with financial institutions | 23 | 20 |
| Bonds | 179 | 138 |
| Equity securities | 569 | 630 |
| Total financial instruments – assets | 771 | 788 |