2023
Annual
Report
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GRI
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About us
Letter from the CEO
Business description
Group – History
How we create value
Operating segments
Access channels
Business environment
Macroeconomic environment
Financial market
Polish banking sector
Polish non-banking sector
Ukrainian market
Regulatory and legal environment
Group in 2023
Summary of the year
Market position
Financial position of the Group
Financial position of the Bank
Information for investors
Capital adequacy
Dividend
Ratings
Financial notes
Governance
Strategy and outlook
Corporate governance
Risks
Benefits for the SB and the MB
Management of ESG issues
Organization of the Group
ESG
Security of customers and their funds
Ethics
Product compliance
Anti-corruption
Social environment
Environment
Climate
Sustainable development
Employees
About the report
GRI Standards Content Index
Study of materiality
Glossary
Financial notes
42. Investments in associates and joint ventures
42. Investments in associates and joint ventures
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42.1. Joint ventures
42.2. Associates
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