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- Financial notes
- 63. Currency risk management
- 63.1. Financial assets and liabilities by currency
63.1. Financial assets and liabilities by currency
| Financial assets BY CURRENCY | Currency translated to PLN | ||||||
| 31.12.2023 | PLN | CHF | EUR | USD | UAH | Other | Total |
| Cash and balances with Central Bank | 16,256 | 28 | 627 | 157 | 62 | 683 | 17,813 |
| Amounts due from banks | 1,818 | 199 | 6,804 | 3,883 | 1,531 | 203 | 14,438 |
| Hedging derivatives | 964 | – | 206 | 4 | – | – | 1,174 |
| Other derivative instruments | 7,701 | – | 416 | 284 | – | 5 | 8,406 |
| Securities | 184,695 | – | 6,427 | 5,526 | 836 | – | 197,484 |
| – held for trading | 577 | – | 1 | – | – | – | 578 |
| – not held for trading, mandatorily measured at fair value through profit or loss | 1,178 | – | 357 | 111 | – | – | 1,646 |
| – measured at fair value through other comprehensive income | 99,413 | – | 3,945 | 3,860 | 836 | – | 108,054 |
| – measured at amortized cost | 83,527 | – | 2,124 | 1,555 | – | – | 87,206 |
| Reverse repo transactions | 372 | – | – | – | – | – | 372 |
| Loans and advances to customers | 211,055 | 4,317 | 27,839 | 1,352 | 1,045 | 168 | 245,776 |
| – not held for trading, mandatorily measured at fair value through profit or loss | 2,871 | – | – | – | – | – | 2,871 |
| – measured at amortized cost | 208,184 | 4,317 | 27,839 | 1,352 | 1,045 | 168 | 242,905 |
| Other financial assets | 1,305 | 1 | 125 | 17 | 3 | 23 | 1,474 |
| Total assets | 424,166 | 4,545 | 42,444 | 11,223 | 3,477 | 1,082 | 486,937 |
| Financial liabilities and off-balance sheet liabilities BY CURRENCY | Currency translated to PLN | ||||||
| 31.12.2023 | PLN | CHF | EUR | USD | UAH | Inne | Total |
| Amounts due to Central bank | 10 | – | – | – | – | – | 10 |
| Amounts due to banks | 1,348 | 14 | 1,905 | 147 | – | 9 | 3,423 |
| – measured at fair value through profit or loss | 25 | – | – | – | – | – | 25 |
| – measured at amortized cost | 1,323 | 14 | 1,905 | 147 | – | 9 | 3,398 |
| Hedging derivatives | 2,589 | – | 402 | 1 | – | – | 2,992 |
| Other derivative instruments | 8,976 | – | 188 | 122 | – | 5 | 9,291 |
| Amounts due to customers | 342,358 | 1,300 | 34,073 | 14,605 | 2,874 | 3,983 | 399,193 |
| – measured at fair value through profit or loss | 442 | – | – | – | – | – | 442 |
| – measured at amortized cost | 341,916 | 1,300 | 34,073 | 14,605 | 2,874 | 3,983 | 398,751 |
| Loans and advances received | 161 | – | 1,317 | – | 11 | – | 1,489 |
| Securities in issue | 7,105 | – | 10,096 | – | – | – | 17,201 |
| Subordinated liabilities | 2,774 | – | – | – | – | – | 2,774 |
| Other financial liabilities | 4,661 | 4 | 1,114 | 172 | 38 | 95 | 6,084 |
| Provisions for financial liabilities and guarantees granted | 634 | 5 | 70 | 35 | 2 | 5 | 751 |
| Total liabilities | 370,616 | 1,323 | 49,165 | 15,082 | 2,925 | 4,097 | 443,208 |
| Financial liabilities and guarantees granted | 78,255 | 91 | 10,245 | 5,110 | 256 | 1,201 | 95,158 |
| Financial assets BY CURRENCY* | Currency translated to PLN | ||||||
| 31.12.2022 | PLN | CHF | EUR | USD | UAH | Other | Total |
| Cash and balances with Central Bank | 13,908 | 42 | 1,349 | 248 | 66 | 304 | 15,917 |
| Amounts due from banks | 5,957 | 13 | 5,481 | 3,119 | 1,225 | 306 | 16,101 |
| Hedging derivatives | 953 | – | 75 | 14 | – | – | 1,042 |
| Other derivative instruments | 11,689 | – | 1,214 | 245 | – | 14 | 13,162 |
| Securities | 127,871 | – | 2,663 | 4,997 | 101 | – | 135,632 |
| – held for trading | 191 | – | 2 | – | – | – | 193 |
| – not held for trading, mandatorily measured at fair value through profit or loss | 1,091 | – | 441 | 170 | – | – | 1,702 |
| – measured at fair value through other comprehensive income | 60,425 | – | 1,237 | 3,448 | 101 | – | 65,211 |
| – measured at amortized cos | 66,164 | – | 983 | 1,379 | – | – | 68,526 |
| Reverse repo transactions | 7 | – | – | – | – | – | 7 |
| Loans and advances to customers | 194,959 | 8,906 | 26,135 | 1,612 | 1,278 | 69 | 232,959 |
| – not held for trading, mandatorily measured at fair value through profit or loss | 3,590 | – | – | – | – | – | 3,590 |
| – measured at amortized cost | 191,369 | 8,906 | 26,135 | 1,612 | 1,278 | 69 | 229,369 |
| Other financial assets | 1,596 | 12 | 146 | 44 | 4 | 48 | 1,850 |
| Total assets | 356,940 | 8,973 | 37,063 | 10,279 | 2,674 | 741 | 416,670 |
* The comparative figures for 2022 have been adjusted for the implementation of IFRS 17 "Insurance Contracts" (see note „ IFRS 17 Insurance contracts”)
| Financial liabilities and off-balance sheet liabilities BY CURRENCY* | Currency translated to PLN | ||||||
| 31.12.2022 | PLN | CHF | EUR | USD | UAH | Other | Total |
| Amounts due to Central bank | 9 | – | – | – | – | – | 9 |
| Amounts due to banks | 908 | – | 1,930 | 153 | 1 | 19 | 3,011 |
| – measured at fair value through profit or loss | 2 | – | – | – | – | – | 2 |
| – measured at amortized cost | 906 | – | 1,930 | 153 | 1 | 19 | 3,009 |
| Hedging derivatives | 7,202 | – | 267 | – | – | – | 7,469 |
| Other derivative instruments | 11,606 | – | 1,230 | 129 | – | 13 | 12,978 |
| Amounts due to customers | 287,388 | 1,349 | 29,540 | 14,851 | 2,259 | 3,481 | 338,868 |
| – measured at fair value through profit or loss | 154 | – | – | – | – | – | 154 |
| – measured at amortized cost | 287,234 | 1,349 | 29,540 | 14,851 | 2,259 | 3,481 | 338,714 |
| Loans and advances received | 968 | – | 1,313 | – | 13 | – | 2,294 |
| Securities in issue | 5,953 | – | 9,557 | – | – | – | 15,510 |
| Subordinated liabilities | 2,781 | – | – | – | – | – | 2,781 |
| Other financial liabilities | 2,937 | 3 | 865 | 294 | 35 | 251 | 4,385 |
| Provisions for financial liabilities and guarantees granted | 714 | 3 | 97 | 6 | 3 | 10 | 833 |
| Total liabilities | 320,466 | 1,355 | 44,799 | 15,433 | 2,311 | 3,774 | 388,138 |
| Financial liabilities and guarantees granted | 67,393 | 119 | 11,310 | 4,941 | 187 | 900 | 84,850 |
* The comparative figures for 2022 have been adjusted for the implementation of IFRS 17 "Insurance Contracts" (see note „ IFRS 17 Insurance contracts”).