For more information on credit risk exposures, see note „Credit risk – financial information”
| GROSS INVESTMENT IN THE LEASE AND MINIMUM LEASE PAYMENTS RECEIVABLE | Gross investment in the lease | of which: | Unrealized income | Net investment in the lease | |
| Non-discounted lease payments | Non-discounted not guaranteed residual values attributable to the lessor | ||||
| 31.12.2023 | |||||
| Lease receivables, gross: | |||||
| up to 1 year | 8,773 | 8,720 | 53 | (1,190) | 7,583 |
| 1 to 2 years | 6,092 | 6,031 | 61 | (737) | 5,355 |
| from 2 to 3 years | 4,068 | 4,036 | 32 | (387) | 3,681 |
| from 3 to 4 years | 2,193 | 2,179 | 14 | (172) | 2,021 |
| from 4 to 5 years | 961 | 955 | 6 | (60) | 901 |
| more than 5 years | 418 | 417 | 1 | (30) | 388 |
| Total gross | 22,505 | 22,338 | 167 | (2,576) | 19,929 |
| Allowances for expected credit losses | (829) | (829) | – | – | (829) |
| Total, net | 21,676 | 21,509 | 167 | (2,576) | 19,100 |
| GROSS INVESTMENT IN THE LEASE AND MINIMUM LEASE PAYMENTS RECEIVABLE | Gross investment in the lease | of which: | Unrealized income | Net investment in the lease | |
| Non-discounted lease payments | Non-discounted not guaranteed residual values attributable to the lessor | ||||
| 31.12.2022 | |||||
| Lease receivables, gross: | |||||
| up to 1 year | 8,599 | 8,539 | 60 | (1,339) | 7,260 |
| 1 to 2 years | 5,888 | 5,834 | 54 | (816) | 5,072 |
| from 2 to 3 years | 3,910 | 3,883 | 27 | (421) | 3,489 |
| from 3 to 4 years | 2,097 | 2,082 | 14 | (185) | 1,911 |
| from 4 to 5 years | 973 | 968 | 6 | (61) | 913 |
| more than 5 years | 341 | 341 | – | (25) | 316 |
| Total gross | 21,808 | 21,647 | 161 | (2,847) | 18,961 |
| Allowances for expected credit losses | (797) | (797) | – | – | (797) |
| Total, net | 21,011 | 20,850 | 161 | (2,847) | 18,164 |
The comparative figures for 2022 have been adjusted for the implementation of IFRS 17 „Insurance Contracts” (see note „IFRS 17 Insurance contracts”).