Consolidated statement of financial position

Export to Excel

	Note	01.01.2022	31.12.2023 (restated)*	31.12.2022 (restated)*
ASSETS		501,516	431,447	418,668
Cash and balances with Central Bank	31	17,813	15,917	11,587
Amounts due from banks	32	14,438	16,101	9,010
Hedging derivatives	33	1,174	1,042	933
Other derivative instruments	33	8,406	13,162	10,903
Securities	34	197,484	135,632	135,440
Reverse repo transactions		372	7	0
Loans and advances to customers	35	245,776	232,959	235,695
Assets in respect of insurance activities	39	90	115	128
Property, plant and equipment under operating lease	74	2,117	1,764	1,371
Property, plant and equipment	41	3,203	2,917	3,108
Non-current assets held for sale		19	10	18
Intangible assets	40	3,918	3,512	3,443
Investments in associates and joint ventures	42	284	285	285
Current income tax receivable		6	52	36
Deferred tax assets	29	4,000	5,187	4,116
Other assets	43	2,416	2,785	2,595
LIABILITIES AND EQUITY		501,516	431,447	418,668
Liabilities		456,289	395,740	380,689
Amounts due to Central bank		10	9	8
Amounts due to banks	36	3,423	3,011	3,821
Hedging derivatives	33	2,992	7,469	4,806
Other derivative instruments	33	9,291	12,978	11,008
Amounts due to customers	37	399,193	338,868	321,266
Liabilities in respect of insurance activities	39	2,915	2,878	3,317
Loans and advances received	38	1,489	2,294	2,461
Securities in issue	38	17,201	15,510	23,872
Subordinated liabilities	38	2,774	2,781	2,716
Other liabilities	44	11,007	7,010	5,360
Current income tax liabilities		1,117	765	18
Deferred tax liabilities	29	712	77	379
Provisions	45	4,165	2,090	1,657
EQUITY		45,227	35,707	37,979
Share capital		1,250	1,250	1,250
Reserves and accumulated other comprehensive income		27,676	22,239	25,330
Retained earnings		10,810	8,920	6,539
Net profit or loss for the year		5,502	3,312	4,874
Capital and reserves attributable to equity holders of the parent company		45,238	35,721	37,993
Non-controlling interests		(11)	(14)	(14)

* The statement of financial position as at 1 January 2022 and 31 December 2022 was restated due to the implementation of IFRS 17 “Insurance Contracts” (see note “IFRS 17 Insurance Contracts”).